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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Broker, Molly Stevens
Signature Real Estate Services
Fillmore, Utah Office
35 South Main
435-743-8316

Email: info@signaturerealestate.com

Branch Broker, Lucas Stevens
Signature Real Estate Services

Delta, Utah Office
303 East Main
435-864-4700

Featured Communities

Delta
Fillmore

Testimonials

We just want to say "Thank You" to Molly and all the staff at Signature Real Estate Services in Delta for being so helpful.  The sale process was not that easy because I live in Nevada and the other two live in Maryland.  We were very impressed with how smoothly the sale of our land went. Everyone involved was so helpful and very professional!!  You were able to put the land on the market and sell it without ever seeing us in person!  Very impressive. 


Signature Real Estate Services kept us updated with monthly emails letting us know how many times people viewed the property and when anyone was interested.

We are so pleased that the people who purchased the property plan to build a home on it in the next couple of years.  The land had been in our family for over seventy years and now someone will make it their home.

We cannot express how much we appreciate all that you did for us.
Darlene Stewart
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