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Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
"You could not work with better people than Molly and Lucas they went above and beyond, our parents are up in years and us kids were not able to be as involved as we would have liked we crossed our fingers and trusted them completely, they did not disappoint, they got a good price for the farm and Lukas went out of his way to help clean and move a lot that had been accumulated over the years. GREAT PEOPLE"Todd Smith